Tuesday, January 31, 2023

Home Loan


A housing loan/home loan is usually taken for purchase, construction, or renovation of a property. The property remains with the lender as security for the duration of the loan. Interest rates on home loans are fixed or floating. UNITED FINANCIAL SERVICES is a home loan professional who offers you the best home loan rates in Mumbai at low home loan interest rates, fast home loan approval. We are a home loan UNITED FINANCIAL SERVICES in Mumbai for affordable housing loans in Mumbai & Than

You can take out a home loan for reasons like:

Buy a House

The most common type of loan to buy house is a mortgage property until you repay the loan.

House construction

If you have land and you need money to build a house on it, then you can choose a house construction loan.

Expansion of the house

If you already have a home, and want to expand it, you can choose this option.

Home renovation

Home renovation loan is best suited for improving and upgrading existing homes

for a better life.

Land purchase

Loan to purchase land is designed to facilitate the purchase of land/plots.

Balance transfer

Home Loan Balance Transfer lets you transfer your high interest rate loan to a

low interest rate bank or financial institution to reduce your EMI burden.

Steps To Get Home Loan

• Fill out and submit a home loan application.

• Submit the required documents for further processing.

• Pay the home loan processing fee.

• Your home loan application and documents will be examined and verified.

• Your home loan application will be sent for approval or approval.

• Your lender will visit the property you want to purchase for legal


• After approval, your home loan amount will be disbursed by check.

How To Loan Eligibility Criteria

The basic home loan eligibility criteria are as follows:


• Salary Person - 21 years to 58 years

• Self-employed persons - 25 years to 65 years


• Salary Person - At least 2 to 3 years proof of working in a private or

public limited company

• Self-employed person - Proof of having at least 3 years in the current



• Salary Person - Minimum Rs. 20,000 per month

• Self-employed persons - Minimum Rs. 250,000 per year

Credit score

• Generally, a credit score of 750 is considered a good score for home

loan approval

Other eligibility criteria

• Must have resided in the city of residence for at least 3 years.

• NRIs can be made only through normal banking channels or by

sending NRIs from abroad through this account.

• If you are a salaried professional, your monthly EMI can be

considered against a loan of about 40% of your monthly gross


• Make sure your credit history is not bad before applying for a home


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Progress History

Unifin is your One Stop Financial Solutions providing umbrella services for all your finance needs

Home Loan
Loan Against Property
Working Capital
Construction Finance


we are happy to know that our team were able to keep up with your expectations. We look forward to serving you again in the future. Happy Banking! Sincerely

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we are happy to know that our team were able to keep up with your expectations. We look forward to serving you again in the future. Happy Banking! Sincerely

Amit Parab

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